Loan Against Natio

TARGET GROUP
Residents of Ernakulam District. 
PURPOSE
Various purpose
LOAN AMOUNT LIMIT
2 LAKH
RATE OF INTEREST
12.00%
REPAYMENT PERIOD
6 YEARS and the period shall not be extended beyond the maturity period of the certificate
ELIGIBILITY
National Saving Certificate holders
GUARANTEE
National Saving Certificate
UPFRONT FEE
Not applicable to this loan
INTEREST REBATE
Not applicable to this loan
MORATORIUM
Not applicable to this loan
DOCUMENTS TO BE SUBMITTED
Demand promissory note
Continuing security letter
Take delivery letter
Letter addressed to the post office authorizing the bank to collect interest payable on NSCs ,in form 87
Letter of pledge of national saving certificate in form no 41
FORECLOSURE  FEE
Not applicable to this loan

Download Application Form

Loan Against Kissa

TARGET GROUP
Residents of Ernakulam District.
PURPOSE
Various purpose
LOAN AMOUNT LIMIT
1 lakh subject to 70% of the face value of kisan vikas pathra (whichever is lower)
RATE OF INTEREST
12.00%
REPAYMENT PERIOD
Maximum six years and the period shall not be extended beyond the maturity period of the certificate
ELIGIBILITY
Kisan vikas pathra certificate holders
GUARANTEE
Kisan vikas pathra  discharged by the depositor
UPFRONT FEE
Not applicable to this loan
INTEREST REBATE
Not applicable to this loan
MORATORIUM
Not applicable to this loan
DOCUMENTS TO BE SUBMITTED
Demand promissory note
Continuing security letter
Take delivery letter
Letter addressed to the post office authorizing the bank to collect interest payable on NSCs ,in form 87
Letter of pledge of national saving certificate in form no 41
FORECLOSURE  FEE

Download Application Form

Gold Loan

TARGET GROUP
Residents of Ernakulam District.
PURPOSE
For personal
LOAN AMOUNT LIMIT
Up to 25 lakh
RATE OF INTEREST
Upto 6 Months
Upto 3 lakh @ 11.00 %
Above 3 lakh  @ 11.00 %
Above 6 Months
Upto 3 lakh @  11.00%
Above 3 lakh  @ 11.00%
REPAYMENT PERIOD
Up to 6 months loan - 6 Months
Abouve 6 Months     - 12 Months
ELIGIBILITY
Loanee must have the ownership or the right to pledge the gold ornaments
GUARANTEE
Gold ornaments
UPFRONT FEE
Not applicable to this loan
INTEREST REBATE
Not applicable to this loan
MORATORIUM
Not applicable to this loan
DOCUMENTS TO BE SUBMITTED
Introducer's statement
Election I D card or ration card for address proof
FORECLOSURE  FEE

Download Application Form

Over Draft To Empl

TARGET GROUP
Members of employees society  residing in Ernakulam district
PURPOSE
Various purpose
LOAN AMOUNT LIMIT
Up to 2 lakh
RATE OF INTEREST
Up to 2 lakhs @ 11%
REPAYMENT PERIOD
12 months before the retirement date
ELIGIBILITY
Members of employees society  residing in Ernakulam district
GUARANTEE
Guarantee according to bye laws
MARGIN
Rs500
INTEREST REBATE
Not applicable to this loan
MORATORIUM
Not applicable to this loan
DOCUMENTS TO BE SUBMITTED
B statement including the retirement date of the applicants
Account statement of the last day of the month
Collateral demand promissory note and cheque leaves
FORECLOSURE  FEE

Download Application Form

Current Deposit

Today, no business men can survive without Current Deposit account. As any business requires frequent issue of pay

Read More

Savings Deposit

An SB account is the most common deposit account. People of all walks of life use SB account for safekeeping their mone

Read More

Fixed Deposit

Fixed Deposit refers to the investments of a lump sum amount of money for a fixed period. The interest is high compared

Read More

Recurring Deposit

As the word recurring says, RD account in a bank means frequent investment of money on a higher interest rate than that

Read More

SMS Banking

Bank has started SMS banking since July 2008. SMS Banking Application allows the Bank Customers to perform SMS Ban

Read More